How to add bank details in Lovat Invoice

Why this is needed?
Bank details are used when generating PEPPOL documents (they are included in the invoice payment/bank information section).

Where to find it

Open Settings in the left menu
Go to the Bank details tab

How to add a bank account

On the Bank details tab, click Add bank account.
In the Add banking info modal:

select Currency
in Currency details, choose Local or Global
fill in the fields (they depend on the currency and the selected type)
click Submit

How bank details should look after you add them

After you submit bank details, the account appears as a card in Settings → Bank details.
Each card shows:

Bank name and currency (e.g., Deutsche Bank AG (EUR))
Account name (optional label)
Account holder
Masked IBAN / Account number (partially hidden for security)
BIC / SWIFT (if provided/required)
A badge for Local or Global

If you mark an account as Set as default, the card must display a “Default” badge. This makes it clear which account will be used first when the system selects bank details for PEPPOL documents.

Supported currencies and required fields

Below is what you need to enter for each currency, depending on Local / Global.
Terms:

IBAN — International Bank Account Number
BIC / SWIFT — bank identifier code for international transfers
Account Number — bank account number
Routing Number — US bank routing code
Sort Code — UK bank code

USD

Local: Account Number — required, Routing Number — required
Global: Account Number — required, SWIFT/BIC — required

EUR

Local: IBAN — required, BIC — optional
Global: IBAN — required, BIC/SWIFT — required

GBP

Local: Sort Code — required, Account Number — required
Global: IBAN — recommended, SWIFT/BIC — required

PLN

Local: IBAN — required
Global: IBAN — required, SWIFT/BIC — required

How bank details are automatically applied to documents

When documents are pulled from integrations, bank details are filled in automatically using these rules:

The system takes the invoice currency and looks up bank details for that currency
Then it selects which set to use:

if the buyer’s country and the seller company’s country match → Local details are used
if they don’t match → Global details are used

Important: paid invoices

For paid invoices, bank details are not sent to PEPPOL.